Cross-border payout infrastructure

Simplified Payouts.
Anytime. Anywhere.

Streamline your disbursement processes with secure, real-time payouts tailored for businesses of all sizes. When one gateway fails, your funds keep moving — automatically.

No single point of failure
NGN · GBP · GHS supported
Live within days
24/7 dedicated support




Dashboard
Transactions
Balances
Settings
Support
Available Balance · NGN
₦1,000,653
⬆ Send
↔ Exchange
⚙ Config
Recent Transactions
Adigun Sheriff
Oct 19, 2023
$1,000
Successful
Lawal Muinat
Oct 19, 2023
$1,000
Successful
Abdullahi Ibrahim
Oct 19, 2023
$1,000
Successful
Hotumn Aliz
Oct 19, 2023
$1,000
Successful

Kmonie reduced payout failures by 40% after switching to Disbuz's multi-gateway infrastructure. Your operations don't stop when a gateway does.

40%
Reduction in payout failures
(Kmonie, 2024)
3+
Currencies: NGN, GBP, GHS
More coming soon
~0s
Automatic gateway failover
Zero manual action
24/7
Real human support
Always on standby
The problem

Single-gateway payouts
are a ticking clock

Most businesses don't realise how fragile their payout infrastructure is — until a gateway goes down and everything stops.

One outage halts everything
Single-gateway dependency means your entire payout operation is at the mercy of one provider's uptime.
🐌
Slow, unreliable processing
Delayed payouts damage trust with employees, vendors, and customers who expect funds on time.
🔧
Fragmented integrations
Managing multiple providers across NGN, GBP, GHS means separate APIs, separate dashboards, separate headaches.
🌫️
Zero visibility
Your finance team is chasing confirmations manually instead of seeing real-time transaction status in one place.
The solution

One platform.
Every payout covered.

Disbuz brings multi-gateway resilience, real-time visibility, and cross-border reach into a single infrastructure.

Multi-Gateway Architecture

If one payout route goes down, payouts automatically continue through another — zero downtime, zero manual intervention. Your operations never stop.

  • Multiple vetted termination partners
  • Automatic failover in near-zero seconds
  • Optimal route selection per transaction
  • No disruption to your operations
Gateway Status — Live
Gateway A
● Active
Gateway B
● Standby
Gateway C
● Available
FAILOVER SIMULATION
If Gateway A goes offline → B activates instantly → payouts continue uninterrupted → your finance team sees one seamless flow.

Near-Instant Payouts

Speed is the foundation. Recipients get funds in near-real time. Your operations never wait on slow transaction cycles.

  • Near-real-time fund delivery
  • No batch delays or overnight waits
  • Consistent speed across all currencies
  • Automated reconciliation on completion
Transaction Timeline

Payout initiated
0.0s

Gateway selected & routed
0.3s

Funds in transit
~2s

Recipient credited
Near-instant

Multi-Currency Support

NGN, GBP, GHS — all managed from a single platform. No more juggling separate providers per currency.

  • Nigerian Naira (NGN) payouts
  • British Pounds (GBP) payouts
  • Ghanaian Cedis (GHS) payouts
  • More currencies expanding soon
Supported Currencies
🇳🇬
Nigerian Naira
NGN · Live
Active
🇬🇧
British Pounds
GBP · Live
Active
🇬🇭
Ghanaian Cedis
GHS · Live
Active

Developer-Friendly API

Plug-and-play API with comprehensive documentation. Your team integrates once and payouts are fully automated from that point on.

  • RESTful API with full documentation
  • Webhook support for real-time events
  • Full payout & reconciliation automation
  • Dedicated technical support during onboarding
Sample API Request
POST /v1/payouts
{
  "amount": 50000,
  "currency": "NGN",
  "recipient": {
    "bank_code": "044",
    "account_number": "0123456789"
  }
}
→ 200 OK · Payout initiated

Full Web Dashboard

For teams that don't work through code — manage payouts manually, monitor balances, and view transaction history in one clear interface.

  • No technical setup required
  • Manual payout creation & management
  • Transaction history & search
  • Balance monitoring across currencies
Dashboard Preview
NGN Balance
₦1,000,653
GBP Balance
£42,810
Today's Payouts
247
Success Rate
99.2%

Real-Time Insights

Live transaction tracking, automated reconciliation, and workflow automation — so your finance team focuses on decisions, not chasing data.

  • Live transaction status updates
  • Automated reconciliation reports
  • Failure alerts & retry logic
  • Export data for accounting
Live Transaction Feed

Payout to Bolaji A. · NGN 50,000

Salary batch · 42 recipients

Vendor payment · GBP 3,200
Processing
Social proof

Trusted by businesses
that move money at scale.

Real results from platforms using Disbuz across Nigeria, the UK, and Ghana.

₦2B+
Payouts processed through
the Disbuz network
99.2%
Average payout success rate
across all clients
40%
Average reduction in payout
failures after switching
3 days
Average time to go live
from onboarding sign-up
50k+
Successful payout transactions
completed to date
"

We pay salaries to 200+ employees across three countries. Before Disbuz, a single gateway failure would delay payroll for days. Now we haven't had an unplanned outage in months. The onboarding was smooth and the support team is genuinely responsive.

HR Tech Platform
Payroll operator, UK-Nigeria corridor
Zero payroll delays in 4 months
"

Integrating Disbuz's API took our engineering team less than two days. The documentation is clear, the support was there throughout, and payouts to our marketplace sellers now go out automatically without any manual handling.

E-commerce Marketplace
Fintech-enabled seller platform, Ghana
2-day API integration
Getting started

Live in 3 steps.

Disbuz is built to be fast to deploy — most businesses are processing payouts within days of signing up.

1
Sign Up & Get Verified
Book a demo with our onboarding team. Once verified, you receive your API credentials and dashboard access — usually within 24 hours.
2
Integrate or Use the Dashboard
Connect via our plug-and-play API with full documentation and dedicated technical support. Or just log into the dashboard and start sending — no code required.
3
Go Live & Scale with Confidence
Start processing payouts, monitor performance in real-time, automate reconciliation workflows, and scale without worrying about gateway reliability.
Built for

Purpose-built for businesses
that move money at scale.

🏦
Fintechs & Digital Finance
Reliable payout infrastructure for platforms that can't afford downtime or failed transactions.
👥
Payroll & HR Platforms
Process salaries for distributed or remote workforces across borders without delays.
🛒
Marketplaces
Disburse earnings to sellers, agents, and service providers at scale with full automation.
🤝
Vendor & Supplier Payments
Pay suppliers and contractors across Nigeria, the UK, and Ghana on time, every time.
💸
Lending & Investment
Disbursements to borrowers or investment returns to customers — fast and reliable.
FAQ

Frequently asked
questions.

Everything you need to know about Disbuz. Can't find your answer? Talk to our team →

Disbuz is a cross-border payout termination product that allows businesses to send seamless and reliable payouts across multiple currencies. It currently supports Naira, Pounds, and Cedis, with more currencies planned as Payceler expands globally.
Disbuz is built for fintechs, payroll and HR platforms, marketplaces, and any business that needs to disburse funds instantly and securely across borders. If your business moves money to employees, vendors, customers, or partners — Disbuz is for you.
Disbuz's key differentiator is its multi-gateway architecture. Multiple payout (termination) partners are integrated into the system, allowing clients to switch between gateways for optimal uptime, faster delivery, and uninterrupted operations. Even if one route is down, payouts continue smoothly through another.
Disbuz currently supports payouts in Nigerian Naira (NGN), British Pounds (GBP), and Ghanaian Cedis (GHS). Additional currencies will be introduced soon as Payceler continues to expand its network.
Payouts through Disbuz are near-instant. The multi-gateway setup ensures that even during network interruptions, your transactions remain smooth and timely — with automatic rerouting happening behind the scenes.
Disbuz connects your business to a secure payout network that enables instant transfers to recipients in supported currencies. You can automate payouts through the API or use the dashboard for manual operations — whichever fits your workflow.
Yes. Disbuz provides a developer-friendly API that allows full automation of payouts and reconciliation. Full documentation is provided, and the team offers dedicated technical support to make integration quick and smooth — most clients are live within days.
Yes. Businesses can access the full Disbuz web dashboard to manage payouts, view transaction history, and monitor balances without needing any technical setup or code knowledge.
Absolutely. Disbuz follows strict compliance standards and uses secure encryption to protect all transactions. Every partner and gateway is vetted to meet regulatory and security requirements so you can operate with confidence.
Book a free 20-minute demo with our team. Once verified, you'll receive access to the Disbuz dashboard and API credentials to start sending payouts immediately — usually within 24 hours of onboarding.

See Disbuz in 20 minutes.

Book a short demo and we'll show you exactly how Disbuz would work for your business — no pressure, no obligation.

Book Your Free Demo →

20 minutes. No commitment. Real answers about your payout infrastructure.